NMLS #2649896 • Serving Connecticut 

With over 20 years of combined real estate, mortgage, marketing, and client-service experience, I’ve built my career around one mission: help people make smarter, more confident financial and homeownership decisions. As both a licensed Mortgage Loan Originator with Better Mortgage and an active local Realtor®, I bring a unique level of insight, transparency, and hands-on expertise to every client I serve.

I’m proud to represent Better Mortgage — a modern lender known for low fees, competitive rates, no commissioned loan officers, and a fast, streamlined approval process. Better’s technology and consumer-first approach allow my clients to lock in great financing with clarity and confidence, while I provide the personal guidance, strategy, and support that only an experienced local advisor can deliver.

✔ Deep Local Knowledge & Community Roots
Born and raised in Northern Connecticut and actively involved in local sports, events, and community organizations, I understand the neighborhoods, market trends, and financial considerations that matter most to families here.

✔ Dual Expertise: Real Estate + Mortgage Strategy
Very few professionals offer both sides of the homeownership equation. I help you understand not just your financing, but how your mortgage supports your long-term wealth, your buying power, and your real estate goals.

✔ Transparent, Trustworthy, No-Pressure Guidance
I believe in educating clients — not selling to them. You’ll always get honest answers, clear numbers, and recommendations that put your financial well-being first.

✔ Better Mortgage = Better Experience
Working with Better gives you access to:

• No lender fees (no application, underwriting, or processing fees)
   
• Real, competitive rates
   
• Fast online pre-approval
   
• Simple digital document uploading
   
• A smoother, quicker closing process
   

You get the best of both worlds: a modern, low-cost mortgage lender + a dedicated local expert who guides you every step of the way.

Whether you're buying your first home, moving up, refinancing, or exploring a HELOC, my promise is simple:

You’ll always be treated like a neighbor — not a transaction.
Your goals, your budget, and your peace of mind come first.

With the right mortgage strategy and a trusted advisor by your side, homeownership becomes easier, clearer, and more financially rewarding.

If you’re ready to explore your mortgage options, compare rates, or get a fast pre-approval, I’m here to help.

Stephen Simard
Mortgage Loan Originator | Better Mortgage
Realtor® | Real Broker, LLC
NMLS #2649896
📱 860-919-0991